Large Digital Goods Merchant

Large Digital Goods Merchant

Large Digital Goods Merchant

What is large digital goods merchant ? It’s a company account used to accept payments from merchants who sell digital products in large volumes over the internet. Digital products are delivered through electronic format employing various products like Software Applications, Audio Visual, Games, eBooks, Movies, and Music. It enables Merchants to reach more customers and thereby generate more revenue. A Wide Digital Goods merchant account provides various payment gateway options such as Credit Card, PayPal, Debit Cards, Mobile Payments and MobilePay. A Wide Digital Goods merchant can sell either one or numerous digital goods using his website. Merchants can choose among available payment gateways like PayPal, Authorize Net, WorldPay, Clearpay, Neteller etc. to process credit cards and debit cards. They can also accept electronic checks as well.

Large digital goods merchant options

Various types of digital goods large digital goods merchant can sell our Software Applications, eBooks, Applications, Audio Visual, Video, and Music to name a few. These electronic goods can be sold online at any point of time. The latest technological innovations have made it easy for buyers to purchase digital goods online. It has also become very easy for sellers to advertise their products and services online. Online advertisement has made it possible to make large amounts of money. Today, most people are making use of credit cards and debit cards to make online purchases. It has become convenient to make payment by these methods rather than writing or mailing a check. This has resulted in a boost in e-commerce which has given rise to numerous large digital goods merchant having their businesses operating from any corner of the world. Many leading companies have their stores on the internet. It is easier to expand business with online marketing.

The good thing about accepting credit card transactions is that consumers can make their purchases through any place they want. One of the most popular choices for consumers is to purchase products through the Internet. This has increased the sales of online merchants. Consumers can choose from a large digital merchant category and you can start accepting credit card transactions. Choose a reputed and established online payment processing company to process your transactions. You can have your merchant category application approved on the first try without any hassle. To do this, provide the required information regarding your product line and the type of transactions you want to conduct. When you get a yes from the provider, you will be given an approval notice. Just follow the procedure mentioned in the notification and wait for a while until the transaction gets processed. The complete process may take a few hours but when you are done, you will have an invoice ID ready with all the details regarding the transaction.

Large Digital Goods Merchant​

Payment Processing For Large Digital Goods Merchants

As a large digital goods merchant, you may be facing several challenges. For example, securing funding for your business can be a challenge. Many financial service providers take a conservative approach and look to minimize liability and potential losses. Fortunately, there are options. Read on to learn more about payment processing for large digital goods merchants.

Chargeback losses for large digital goods merchants

Chargeback fees are one of the biggest direct fraud costs for digital goods merchants. Visa’s excessive chargeback policy imposes a fine of up to $25000 for businesses that exceed their limit. Chargebacks can result from fraudulent digital transactions and can ruin a merchant’s reputation.

In addition to the losses associated with chargebacks, businesses also have to pay credit card processor fees. However, if chargebacks are done in a fair and reasonable manner, these charges are a great way to protect consumers. However, it’s important to know the details of the chargeback process to minimize damage.

The vast majority of chargebacks are caused by fraudulent activity on the part of consumers. This fraud is either initiated by a malicious customer, or a stolen credit card. A merchant must respond as quickly as possible to prevent these losses. They should contact the customer to address the issue.

Many credit card processors have a chargeback threshold. The threshold is a percentage of chargebacks compared to the total number of transactions. Merchants who exceed the threshold may face penalties and even account termination. This makes it important to maintain a low chargeback rate and keep your charges low.

Chargebacks are costly and can negatively affect your cash flow. Not only will they increase your costs, but they can also damage your reputation and cause you to lose your business. As a result, it is essential for a digital goods merchant to understand how chargebacks affect their business.

Chargeback prevention strategies and technology can reduce chargebacks dramatically. With Kount’s chargeback prevention platform, you can protect your business from fraud and reduce chargeback rates across the customer journey. Kount’s technology leverages its proprietary Identity Trust Global Network to uncover the level of trust behind each interaction. This is the largest data network of trust-related signals and links signals from multiple sources.

While these efforts can significantly reduce chargeback losses, they cannot prevent every dispute from occurring. Some disputes are a result of genuine criminal activity, while others are a result of a merchant making a mistake. Still, by following best practices, you can reduce your chargeback losses by up to 70%.

The most effective chargeback prevention strategy is proactive. It helps protect your business from chargebacks by preventing them before they occur. If your chargebacks are due to fraud, you need to do everything possible to combat them. The most common methods include fraud prevention tools such as AVS and CVV matching. In addition to these, many merchants use machine learning and 3-D Secure 2.0 technologies to identify fraudulent transactions.

Payment processing providers for large digital goods merchants

Payment processing for large digital goods merchants can be a challenge. The high rate of chargebacks for these businesses makes it difficult for banks to offer them high-risk merchant accounts. However, there are payment processing providers that specialize in this industry and can help large digital goods merchants qualify for excellent payment processing rates.

Typically, payment processors for digital goods maintain the books for their clients, but not all. Some providers provide these services through third parties. Before choosing a digital goods payment processor, make sure you understand what bookkeeping services, integrations, and collaborations they offer. In addition to keeping your books, ask if the service provider has a payment gateway.

Payment processing for large digital goods merchants can be complex, but there are providers who can make it easier for you. Companies such as Blue Pay and Tsys offer flexible payment processing solutions. Blue Pay offers payment processing solutions for both B2B and B2C businesses. It also offers services such as Card Connect, which allow you to integrate payments from different sources.

Choosing a credit card processor is an important part of running a business. Credit card processing providers make accepting payments easy and inexpensive. If you want to expand your business and attract more customers, credit card processing is a crucial component. However, be sure to choose a company that is not locked into a long-term contract.

While payment processing for digital goods merchants can be challenging, it can be a profitable venture. Using a subscription billing feature, such as auto-renewable billing, can help you manage your payments and stabilize your cash flow. This payment feature is particularly useful for digital goods merchants, as it automates the payment processing process. Furthermore, it allows you to offer your customers a choice, enabling you to sell a wider range of products and services.

Some popular payment processing providers include JP Morgan Chase and Co., which has global reach. The company’s payment processing solution includes POS solutions and international payment processing. Another popular payment processing provider is Circle, which offers clients the option to send money through SMS text messages, email, and mail. It also supports iOS and Android devices.

Payment processing for large digital goods merchants should consider platforms, fees, and experience when choosing a payment processor. PayPal has been in the market for over twenty years and now supports payments from a variety of payment types. It also supports mobile wallets, ACH direct debit, and BNPL financing. PayPal has a robust fee schedule and allows integration of PayPal checkout into a website or mobile application. It also accepts credit cards and offers credit extensions.

What Are Digital Goods Businesses?

Basically, a Digital Goods Business is a business that focuses on the sale of digital goods through the Internet. It is a business that is considered to be of a high risk. It is also one that requires a merchant account to ensure that the transactions are safe and secure.

Why Are They Considered A High Risk Business?

Generally like Continuity Subscription, digital goods are considered to be high risk businesses. They involve a range of products and services, including software, videos, webinars, newsletters, and online subscriptions. These products can be downloaded from the Internet or transferred by email.The digital goods industry has experienced a lot of growth over the past few years, largely due to the growth of the Internet. However, there are some companies that are still compromising on the quality of their goods, leading to a lower number of satisfied customers. This has caused a negative image of the entire industry.Typically, the risk of a business is based on a number of factors, such as the industry, the products and services being offered, the business’s past performance, and the nature of the business. These factors can vary widely, and each processor calculates risk differently.


Whether you’re selling digital goods, software, videos, games, or anything else, you’ll need a reliable merchant account. This will allow you to process credit and debit card payments for your goods.There are a number of different types of merchant accounts, and you’ll want to find one that best suits your needs. Some merchants offer simple, all-in-one solutions, while others offer more advanced features. Before you sign a contract, read the terms carefully and make sure you’re comfortable with them.One of the most important considerations when choosing a merchant account is the amount of chargebacks you’re likely to experience. This is because a high rate of chargebacks means acquiring banks are more likely to turn down your application.Another factor to consider is whether you’re willing to accept non-cash payments. Many customers don’t carry cash on their person every day, so it’s important to accept electronic payments.


Using an online payment gateway for digital goods is an essential part of the e-commerce industry. It helps in ensuring safe and secure payments for online customers. It also allows the merchant to take complete control of the entire purchasing process.The digital goods industry has grown in recent years, thanks to the expansion of the internet. It also offers convenience to customers, as they can browse and pay for digital products online.Selling goods online also helps to reduce the cost of sales, because there is no need for a physical storefront or inventory. However, there are risks involved. One of these risks is fraud. Therefore, the merchant needs to be aware of the credit card payment process and have the necessary tools to deal with fraud.


Getting approved for a digital goods merchant account can be a challenging task for any business. This is because digital goods are considered to be higher risk than traditional goods. These goods are delivered electronically, which makes them vulnerable to theft. Digital goods are also subject to higher scrutiny by the credit card industry.To get approved for a digital goods merchant account, you will need to find a payment processor that specializes in the needs of businesses like yours. You will need to research different options before choosing a processor. You will want to find one that offers competitive rates and has the capabilities you need. You will also want to find a processor that can help you manage your risk.You will also want to ensure that you are honest with the processor. You should be prepared to explain why you are requesting an account and how your business will benefit from one.

Large Digital Goods Merchant FAQ

Increasing consumer demand for contactless payment has forced merchants to reevaluate their payment methods. As a result, new digital capabilities are being added to the merchant’s tech stack. These capabilities include digital wallets, ACH, contactless wallets and ‘pay by’ links. These capabilities are needed to attract new consumers.

Generally, a digital transaction is a payment transaction which involves several parties. The participants can be an individual, business or even a group. The payment can be made online, in person or even using a device. Digital transactions are generally faster and more accurate. They also allow businesses to monitor their cash flow in real time. These transactions are becoming more popular in emerging markets.

 If you’re interested in a large digital goods merchant account fill out our application now!

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